Definition & meaning
of the qualified signature
- All requirements for an advanced electronic signature are met.
- The QES is issued by a trust service provider.
- The identity of the signatory is validated before the signature.
- The signature key must be located in a qualified signature creation device (QSCD).
Is the qualified electronic signature legally secureCertain electronic declarations of intent require a qualified electronic signature (QES) in the EU economic area. This highest signature level of the eIDAS Regulation ensures direct and unambiguous bindingness with regard to the content of the declaration of intent and the identity of the signatory. This is already checked before signing and confirmed within the framework of a qualified certificate (a kind of digital ID) after successful identification.
Examples for qualified electronic signaturesA qualified signature is required when the law stipulates that the declaration of intent must be in writing, for example, employee leases, consumer loans, termination of employment contracts, fixed-term employment contracts, guarantees and life insurance policies on the lives of third parties.
Advantages and disadvantages of qualified signaturesThe qualified electronic signature is generally legally valid for all declarations of intent. It is equivalent to a paper signature and may not be refused within the EU. The identity of the signature is checked right at the beginning of the signature process. This leads to a high level of provability, but is associated with more effort.
Signature software solution from GermanyinSign is a market-proven signature solution from Germany that supports, among other things, qualified electronic signatures. inSign uses only eIDAS-certified and qualified trust service providers for the QES.
inSign cooperates with D-TrustOne cooperation partner is D-Trust with its remote signature solution sign-me. The company has already been listed with the Federal Network Agency under the eIDAS Regulation since 2016. D-Trust is integrated into the signature workflow of inSign with its signature solution.
QES process in cooperation with D-Trust
- The transaction creator sets the qualified electronic signature as the signature level and transfers the process to the signatory
- The signatory logs in to the account of their trust service provider (D-Trust) or registers and identifies himself if they do not yet have an account. Identification can take place via a video session with an identity document (such as an ID card, passport or electronic residence permit) or via the eID for the German ID card. For identification, the signatory needs the following:
- The signatory receives a TAN via SMS (alternatively: signature release via app), which when entered, triggers a qualified signature.
- The signature process ends on the inSign portal with the qualified electronic signature, which also contains a time stamp.